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Protecting Illinois roofing businesses from lawsuits and claims starts with general liability insurance. Damages like medical payments because of bodily injury are expensive. Not to mention property damage or personal/advertising claims. Injuries to third parties can be very costly if negligent. Your Illinois roofing contracting business needs the right coverage at the best price. Also, fast certificates and great service.
Who needs roofers insurance?
- Roofers
- Roofing Contractors
- Residential Roofers
- Commercial Roofers
- Construction Companies
- General Contractors
- Home Builders
- Commercial Builders
Roofing Contractors insurance can need the following types of coverage:
- General Liability Insurance: Also known as Illinois commercial liability insurance. It covers injury and property damage from a third party. It is a broad coverage. It is the first or core policy a roofing business would buy.
- Commercial Auto Insurance: Your commercial autos might be like a van, pick-up, or box truck. You need to protect these by this type of policy. Personal policies have exclusions for business and commercial use. A commercial auto insurance policy can help protect your work vehicle(s). Protection when going to/from job sites and while parked.
- Business Owners Insurance: Also referred to as BOP coverage. This policy will provide more bells and whistles than a general liability policy. It includes general liability. But may also include business income, property, personal property, sign coverage, and more. It is a bundle of coverage many roofing businesses might need. In most cases, this is the preferred policy to buy.
- Workers Compensation Insurance: Workers’ comp insurance can help cover medical bills. It also helps pay for the lost wages of an injured employee who got hurt on the job. Illinois requires work comp if you have one or more employees.
What is Roofing Contractors Insurance?
Roofing contractors’ insurance is an insurance policy designed to protect roofers. It protects roofing businesses from damages. Damages resulting from bodily injury and property damage. This wordage generally is referring to general liability insurance.
Let Illinois General Contractors Insurance help you start a roofing contractor’s insurance policy. We will walk you through it step by step and answer your questions along the way. Let us explain the Illinois roofing insurance requirements and help you. Complete our quick quote form. Or give us Illinois Contractors Insurance a call at 952-222-8073.
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